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Laid Off? Here's How Career Cushioning Could’ve Saved You

  🛡️ Career Cushioning: What It Means & How to Do It Smartly 💼 🔍 What Is Career Cushioning? Career cushioning ek aisa proactive approach hai jisme aap apne career ko uncertain situations ke liye prepare karte hain. Yeh strategy aapko job loss, company downsizing, ya industry changes ke liye mentally aur professionally ready karti hai. Isme aap apne skills ko diversify karte hain, apne professional network ko strong banate hain, aur apne career options ko open rakhte hain. 📈 Why Is Career Cushioning Important? Aaj ke time me job security pehle jaisi nahi rahi. Economic uncertainty, automation, aur industry disruptions ke wajah se career cushioning zaroori ho gaya hai. Yeh aapko apne career me flexibility aur adaptability deta hai, jo aaj ke dynamic job market me survival ke liye essential hai. 🛠️ How to Do Career Cushioning Smartly? 1. Build a Diverse Skill Set Apne skills ko diversify karna career cushioning ka pehla step hai. Yeh aapko naye opportunities ke liye...
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Going Global with UPI: Your Guide to International Payments

 


💳 How to Use UPI for International Payments (Safely) 🌐🔐

Hey there! 👋 If you're planning to travel abroad or make international purchases, you might be wondering: Can I use UPI (Unified Payments Interface) for payments outside India? The answer is: Yes! And it's easier than you think. Let's dive into how you can use UPI internationally and do so safely. 🛡️

🌟 What Is UPI International?

UPI, developed by the National Payments Corporation of India (NPCI), has revolutionized digital payments within India. But now, it's going global! 🇮🇳➡️🌍

UPI International allows Indian users to make payments abroad using UPI-enabled apps like PhonePe, Paytm, Google Pay, and BHIM. This means you can pay at international merchant outlets that support UPI, just like you would in India. 🛍️

🌐 Where Can You Use UPI International?

As of now, UPI International is accepted in several countries, including:

  • United Arab Emirates (UAE)

  • Singapore

  • Mauritius

  • Nepal

  • Bhutan

  • Sri Lanka

  • France

So, whether you're shopping in Dubai, dining in Singapore, or exploring Paris, you can use UPI to make payments. 🛒🍽️🗼

🛠️ How to Activate UPI International

Activating UPI International is simple. Here's how you can do it:

  1. Open your UPI-enabled app (e.g., PhonePe, Paytm, Google Pay, BHIM).

  2. Navigate to the settings or 'Payment Methods' section.

  3. Look for the 'UPI International' option and select it.

  4. Follow the on-screen instructions to link your bank account and verify your identity.

  5. Set up a usage period (from 1 to 90 days) to control when the feature is active. ⏳

Once activated, you can start making payments at international merchant outlets that support UPI. 💳

💰 Are There Any Charges?

Yes, there are some charges to be aware of:

  • Forex Fee: Your bank may charge a foreign exchange fee for international transactions.

  • Currency Conversion Charges: If the transaction involves currency conversion, your bank will apply the prevailing exchange rate, which may include a markup. 💱

Always check with your bank for the exact fees applicable to your transactions. 💸

🔐 Tips for Safe UPI International Payments

To ensure your transactions are secure:

  • Use Trusted Apps: Stick to well-known UPI-enabled apps like PhonePe, Paytm, Google Pay, and BHIM.

  • Activate UPI International Only When Needed: Set a specific usage period to minimize risk.

  • Monitor Your Transactions: Regularly check your transaction history for any unauthorized activity.

  • Enable Two-Factor Authentication: Use additional security features offered by your UPI app. 🔐

💬 Let's Discuss!

Have you used UPI for international payments? What has been your experience? Share your thoughts and tips in the comments below! Let's help each other make the most of this fantastic feature. 💬👇

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